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Stop Visiting Banks.
Start Getting Better
Loan Deals.

KarzaKart compares Business Loans, Home Loans and Loans Against Property from 50+ lenders. Get the best rate without the runaround.

🛡
No CIBIL Impact
100% Free
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50+ Lenders
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Expert Guidance
Why Choose KarzaKart?
India's Smart Loan Marketplace
🏦
50+ Lenders Compared Banks, NBFCs and private lenders all in one place
Instant Eligibility Check Results in 60 seconds, soft check only
🛡
Zero CIBIL Impact Checking won't affect your credit score at all
📞
Dedicated Loan Expert A real person guides you end to end
🔒 Free · No CIBIL impact · 60 seconds
50+
Lending Partners
Rs.5000 Cr+
Loans Disbursed
20,000+
Applications Processed
4.9 ★
Customer Rating
Trusted by borrowers. Connected with India's top lenders.
HDFC Bank
ICICI Bank
IDFC First Bank
Bajaj Finserv
Axis Bank
Bank of Baroda
Tata Capital
Kotak Bank
LNT Finance
Aditya Birla
Union Bank
HDFC Bank
ICICI Bank
IDFC First Bank
Bajaj Finserv
Axis Bank
Bank of Baroda
Tata Capital
Kotak Bank
LNT Finance
Aditya Birla
Union Bank
HDFC Bank
ICICI Bank
IDFC First Bank
Bajaj Finserv
Axis Bank
Bank of Baroda
Tata Capital
Kotak Bank
LNT Finance
Aditya Birla
Union Bank
Loan Products

Which Loan Are You Looking For?

Click a loan type to filter lender offers. We show only what is relevant to you.

💼
Business Loan
Working capital, equipment purchase, business expansion. Unsecured loans for self-employed and business owners without collateral.
From 11% p.a.Up to Rs.1 CroreNo Collateral
🏠
Home Loan
Buy, build or renovate your home. Long tenure, low rates and flexible repayment options from top banks and housing finance companies.
From 7.10% p.a.Up to Rs.50 Crore30 Yr Tenure
🏢
Loan Against Property
Unlock the value of your property without selling it. Use funds for business expansion or personal needs.
From 7.60% p.a.Up to Rs.50 Crore20 Yr Tenure
Compare Lenders

Top Offers Right Now

💼 Business Loan
You are eligible! Here are your matched offers.
Our loan expert will call you shortly.
Interest rates are indicative and subject to lender assessment. KarzaKart is a loan marketplace, not a lender.
EMI Calculator

Plan Your Loan Repayment

Adjust the sliders to instantly see your monthly EMI and total interest.

Loan Details
Move the sliders to calculate instantly
Loan AmountRs.25 Lakh
Rs.1 LakhRs.1 Crore
Interest Rate11% p.a.
7%24%
Loan Tenure5 Years
1 Year30 Years
Monthly EMI
Rs.0
Rs.0
Principal
Rs.0
Total Interest
Rs.0
Total Payable
0%
Interest Ratio
🆕 By comparing on KarzaKart you could save Rs.0 vs a 18% rate loan
Indicative figures only. Actual EMI may vary by lender.
Process

Three Steps to Your Loan

No bank visits. No paperwork to get started.

01
📋
Fill One Form

Tell us your loan requirement and basic business details. Takes under 2 minutes. No documents at this stage.

02
📊
See Matched Offers

View personalised loan offers from multiple lenders. Compare rate, tenure and fees side by side.

03
🤝
Our team will Connect You

Our loan expert calls you, helps select the best offer and connects you with the lender to complete the process.

Customer Stories

Business Owners Who Saved Big

Real people. Real loans. Real savings.

✓ Verified Borrower
★★★★★
Got a Rs.50L business loan at 13% within 4 days. I had tried HDFC directly and they quoted 14.5%. KarzaKart saved me a lot of money in interest.
SK
Suresh K. Textile Manufacturer, Delhi
✓ Verified Borrower
★★★★★
Applied for a LAP of Rs.4.5Crore. The team called within 2 hours, helped with all paperwork and got it sanctioned in 8 days. Process was very smooth.
PM
Priya M. Restaurant Owner, Delhi
✓ Verified Borrower
★★★★★
I struggled to get a home loan. KarzaKart matched me with Bajaj Housing who gave me 7.80% when banks had rejected me twice.
RV
Rahul V. Chartered Accountant, Gurgaon
Why KarzaKart

Built for You

Speed, transparency and real options.

100% Free for Borrowers

Zero fees to applicants. We earn from lenders only. Our advice is always in your favour.

🛡
No CIBIL Score Impact

Checking eligibility is a soft enquiry. It does not affect your credit score in any way.

🏦
50+ Lenders in One Place

Banks, NBFCs and private lenders all compared. No need to visit each one separately.

📞
Dedicated Loan Expert

A real human guides you from choosing the right lender through to final disbursement.

R
Ramesh from Pune
just checked eligibility for Rs.25L Business Loan
2 minutes ago
💡
Wait — before you go!
Most business owners overpay by 2-3% by going directly to one bank. Check your eligibility — it's free and takes 60 seconds.
🆕 Business owners who compare save an average of Rs.1.2 Lakhs in interest
No thanks, I'll pay more interest
Check Your Loan Eligibility Free No CIBIL impact · Results in 60 seconds · 50+ lenders
About KarzaKart
India's Loan Marketplace for Speed, transparency and real options
Borrow Smarter, not Harder

The Problem

Applying for a loan in India means visiting 5 banks, submitting paperwork 10 times, waiting weeks, and still never knowing if you got the best rate. Sound familiar? We've been there too.

Our Solution

KarzaKart compares 50+ lenders in 60 seconds. One simple form. Zero bank visits. Zero fees.

KarzaKart is a loan marketplace that helps borrowers find the best loan deals from 50+ lenders without visiting a single bank. We are not a lender or NBFC. We compare and connect.

Our Mission

To make financing simple, transparent and accessible for every Indian.

Our Impact

50+
Lender Partners
₹5000Cr+
Loans Disbursed
20,000+
Happy Borrowers
4.9⭐
Customer Rating

How We're Different

Traditional Banks Other Marketplace KarzaKart
Cost Hidden fees Sometimes hidden 100% Free
Process Multiple visits Online but slow 60 seconds
Lenders Compared One bank 5-10 50+
Support Branch visit Chatbot Real human expert

Our Promise

100% Free — No hidden charges
🔒Your data never sold
📞Real human support
60-second eligibility check
🏦50+ lenders compared
💸Best rate guarantee
Ready to find your best loan?
Join 20,000+ borrowers who saved time and money with KarzaKart
Contact Us
We respond within 2 business hours
📞
Phone
+91 96547 57547
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Email
naresh@karzakart.com
📍
Office
Patel Nagar, Delhi
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WhatsApp
Chat instantly
Send us a Message
Partner With KarzaKart
For Banks, NBFCs and Lenders

Why Partner?

We connect you with pre-qualified, intent-driven borrowers actively seeking loans.

What We Offer

  • High-intent filtered borrowers
  • DPDP-compliant consent collection
  • Dedicated relationship manager

Contact

Email: naresh@karzakart.com · Phone: +91 96547 57547

Privacy Policy
Last updated: March 2026

Data We Collect

Name, mobile, email, loan requirements, used solely to match you with suitable lenders.

How We Use It

  • Process your loan eligibility enquiry
  • Share with lenders you consent to
  • Contact you with relevant offers

Security

AES-256 encryption, India-based servers, DPDP Act 2023 compliant. Delete request: naresh@karzakart.com

Terms of Use
Last updated: March 2026

Nature of Service

KarzaKart is a loan marketplace. We do not lend money. All decisions are made by respective lenders.

User Obligations

  • Provide accurate information
  • Do not submit fraudulent applications

Limitation of Liability

KarzaKart is not liable for lender decisions, disbursement delays or lender terms.

Disclaimer
Important information

Not a Lender

KarzaKart does not lend money, accept deposits, or provide credit. Not a bank or NBFC.

Indicative Rates

All rates shown are indicative and subject to lender final assessment.

No Financial Advice

Nothing here constitutes financial or legal advice.

Grievance Policy
We take all complaints seriously

Raise a Grievance

Write to grievance@karzakart.com with your name, mobile and concern. Acknowledged within 24 hours, resolved within 7 business days.

Grievance Officer

grievance@karzakart.com · Mon-Fri 10am-6pm IST